Title Insurance

What Is Title Insurance?

Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender’s title insurance, which the borrower purchases to protect the lender. The other type is owner’s title insurance, which is often paid for by the seller to protect the buyer’s equity in the property.

  • Title insurance protects lenders and buyers from financial loss due to defects in a title to a property.
  • The most common claims filed against a title are back taxes, liens, and conflicting wills.
  • A one-time fee paid for title insurance covers pricey administrative fees for deep searches of title data to protect against claims for past occurrences.
  • Any real estate transactions must have a clear title to ensure that the property is free from liens.
  • A title insurance policy will cover numerous risks like flawed records, incorrect ownership, and falsified documents.

Dobra Law Firm is an issuer of title insurance and an agent / shareholder in a bar related title company "ATG". 
We also an agent of Citywide Title. 

General Information